How the new rebate works
The federal government announced the National Heat Pump Rebate on October 8, 2026: $2 billion to help up to 820,000 households switch to electric heat pumps. The amount depends on one thing, your household's after-tax income.
| Household after-tax income | Rebate |
|---|---|
| Below the median for your province and household sizeIncome is measured the way the former oil-to-heat-pump program did it | up to $10,000 |
| At or above the median | $2,000 |
- It pays toward an electric cold-climate air-source heat pump from the eligible products list.
- It's for homeowners, and each person can get it once.
- You apply online before you buy. Approval and your amount are promised within 24 hours.
- After the install you upload your receipts, and the money comes by direct deposit, targeted within five days.
- No home energy audit is needed.
- Applications are expected to open in early 2027. Whether earlier installs will count hasn't been decided.
Median income by province and household size
You get the higher amount if your household's after-tax income is below the figure for your province and household size. Alberta, Manitoba, the Northwest Territories, Quebec and Saskatchewan use the federal table from the oil-to-heat-pump program, which officials say the new rebate will follow. Rows marked “our estimate” cover the other provinces and territories. We'll replace them as soon as the new table is published.
| Province or territory | 1 person | 2 | 3 | 4 | 5+ |
|---|---|---|---|---|---|
| Alberta | $48,760 | $95,450 | $118,450 | $139,150 | $146,050 |
| British ColumbiaOur estimate | $43,800 | $86,500 | $107,200 | $127,800 | $130,700 |
| Manitoba | $41,400 | $82,225 | $102,350 | $120,750 | $123,050 |
| New BrunswickOur estimate | $37,600 | $74,300 | $92,100 | $109,800 | $112,300 |
| Newfoundland and LabradorOur estimate | $39,300 | $77,600 | $96,200 | $114,700 | $117,300 |
| Northwest Territories | $68,540 | $129,950 | $154,100 | $179,400 | $180,550 |
| Nova ScotiaOur estimate | $37,100 | $73,300 | $90,800 | $108,300 | $110,700 |
| NunavutOur estimate | $63,400 | $125,100 | $155,100 | $184,800 | $189,000 |
| OntarioOur estimate | $46,000 | $90,700 | $112,500 | $134,100 | $137,100 |
| Prince Edward IslandOur estimate | $38,100 | $75,200 | $93,200 | $111,100 | $113,600 |
| Quebec | $39,560 | $78,775 | $103,500 | $128,800 | $134,550 |
| Saskatchewan | $43,700 | $89,125 | $108,100 | $128,800 | $127,650 |
| YukonOur estimate | $51,600 | $101,900 | $126,300 | $150,600 | $154,000 |
How we estimate: in the five published columns, each household size's figure is a steady multiple of Statistics Canada's 2024 median after-tax income for that province. We apply the average multiple to the other provinces and territories. For larger households these estimates can be off by about 13%, so the calculator marks results within 15% as a close call (10% where the federal table exists).
Combine it with your province
The federal announcement says the rebate can be combined with provincial programs. Most provincial programs need approval before you install, so check yours first.
| Province | Program |
|---|---|
| Ontario | Home Renovation SavingsUp to $7,500 for a cold-climate air-source heat pump, based on its size |
| British Columbia | CleanBC Better HomesEnergy Savings Program and Home Renovation Rebate |
| Quebec | LogisVert (Hydro-Québec)Includes a free heat pump for modest-income households |
| Nova Scotia | Efficiency Nova Scotia |
| New Brunswick | Total Home Energy Savings Program |
| Manitoba | Efficiency Manitoba |
| Newfoundland and Labrador | takeCHARGE |
| Elsewhere | We couldn't confirm a province-wide heat pump rebate in Alberta, Saskatchewan, Prince Edward Island or the territories. Check your utility and city. |
Before you replace your heating
- Apply first. The rebate is designed to approve you before you buy, and installs before the portal opens aren't confirmed to qualify.
- Check your province's rules too. Installing before provincial approval usually rules you out of that program.
- Savings depend on what you heat with now. The federal estimate of about $1,400 a year is for homes heated with oil or electric baseboards. There's no published estimate for natural gas.
Common questions
Who gets the $10,000 heat pump rebate?
Homeowners whose household after-tax income is below the median for their province and household size. Other eligible homeowners get $2,000. The final income table hasn't been published yet.
When can I apply?
The federal government is aiming to open the online portal in early 2027. No date had been announced as of October 13, 2026.
How is household income counted?
Officials say it will follow the former oil-to-heat-pump program: for you and your spouse or partner, net income (line 23600) minus total tax payable (line 43500), added together.
Will a heat pump I install before 2027 qualify?
Not confirmed. Officials say they're exploring retroactive eligibility, but nothing has been announced.
Can renters get it?
It's designed for homeowners. A landlord can apply for a home they own, but each person gets the rebate only once.
Can I combine it with provincial rebates?
Yes. The federal announcement says both amounts can be combined with existing provincial programs.
Sources
- Prime Minister of Canada: retrofit announcement, October 8, 2026
- Natural Resources Canada: median income threshold table
- Statistics Canada: median after-tax income by province, 2024
- CP24: how the application will work
- Save on Energy: Home Renovation Savings
This calculator gives an estimate for general information. It isn't financial or tax advice. benefitcalc.ca is independent and not affiliated with the Government of Canada, any province or any utility. The federal government decides who qualifies and how much; details may change before applications open.